|
Principles of Loan Structure
Designed to introduce bankers to
the fundamental concepts of structuring a loan, the
Principles of Loan Structure self-study course
presents the various components of a lending transaction,
and using a case study approach, emphasizes the use
of structuring techniques to mitigate identified credit
risks and transaction risks.
| Course
Objectives |
| After
completing this course, the learner will be able
to: |
 |
Define and describe
common types of loan facilities and their applications |
|
Explain ways bankers
can obtain additional support in higher risk transactions |
|
Match loan structure
concepts to a borrower's needs and repayment sources |
|
Evaluate the effectiveness
of a proposed loan structure for a given borrower |
| Course
Content |
 |
Uncovering
true borrowing needs |
|
Borrowing
for working capital |
|
Borrowing
for asset purchases |
|
Term loans |
|
Lines of
credit |
|
Revolving
credits |
|
Evaluating
collateral |
|
Setting
covenants |
|
Structuring
guarantees |
|
|
| Course
Modules |
Module
1 - Understanding Borrowing Needs
Module 2 - Structuring Credit Facilities
Module 3 - Mitigating Risk
Module 4 - Pricing and Other Issues
Case Studies Book |
| Target
Audience |
| Principles
of Loan Structure is appropriate for credit
analysts and commercial lenders. It can be used
by entry-level learners, or by more experienced
bankers who want to build their loan structuring
skills. |
| Delivery
Options |
| This course
is designed to allow learners to work independently
and at their own pace, concentrating on the areas
they need most. When multiple learners are involved,
the materials can also be used in conjunction with
periodic review and application sessions to capitalize
on the benefits of classroom learning. |
| Each
set of participant materials includes: |
|
Complete explanations
of concepts, examples, and exercises with answer
keys |
|
Review sections
at the end of each module, highlighting key concepts
and providing self-testing opportunities |
|
Comprehensive
case studies allowing the learner to practice each
new skill throughout the course |
| In
addition, an Administrator's Guide is available
to benefit the manager, trainer or group leader.
The Administrator's Guide includes: |
|
Pre- and post-tests
with answer keys |
|
Instructions for
assigning and administering the course as a self-study |
|
Suggestions and
facilitation outlines for conducting the course
in a group setting |
|
Discussion points
for review of the comprehensive cases |
|
